Mission Statement: Reducing Unemployment Through Youth Entrepreneurship Capacity-Building And Youth Mindset Change Towards Job Creation, Financial Freedom and Wealth Creation.


Poverty and unemployment is not always related to lack of opportunities and lack of resources, it can also be related to people’s attitudes and people mindsets even more than it might be related to lack of resources and lack of opportunities; - What people in poverty and in unemployment need the most is not donor money, instead what they need the most is developing an attitude of taking much more ownership and developing an attitude of taking more responsibilities in solving their own poverty issues and unemployment issues in the first place before anyone’s else assistance. What they need the most is developing their ability to question the status quo, in the first place and the external assistance, if assistance is to be provided, it should come after that mindset change, and it should come as a supplement to support and strengthen the already existing individualized and personal efforts with a clear path to get out of poverty by the individuals themselves. -The role of the government is not to create jobs. Put it differently. The government cannot create jobs for everyone. The role of the government is to put conditions in place and to make the environment conducive for people to create jobs for themselves. That being said, therefore, it is questionable that even if the nonexistent opportunities are to be made available to people without a proper mindset and without a required level of taking ownership, if these opportunities will be taken good advantage of by the people. Without a proper mindset it poses the question, in case opportunities might be available, if the people will fully utilize those available opportunities and take good advantage of them. -Trillions of dollars have been allocated in fighting poverty in sub-Saharan Africa through charity organizations and various international development donors but sub-Saharan Africa is still struggling and languishing in endemic poverty. When we talk about poverty and unemployment in developing countries, we always talk about poverty structural factors and we talk about unemployment. We talk about lack of jobs, lack of opportunities, corruption. But we often don’t talk about the role of people in addressing these developmental issues, and role of individuals is a very crucial role in the first place as every development efforts starts with individualized efforts and a clear path to move forward. Development efforts as well as a big focus should be put on individual efforts and capacity-building to begin with and not the other way around. In case of low level of ownership and in case of low level of people in taking ownership and taking responsibilities in solving their own developmental problems in the first, external solutions, be it government or donor money might not bring sustainable solutions in getting people out of poverty and unemployment. Taking ownership by people themselves at the individual level of their own developmental and poverty issues increasing people’s capacity in questioning the poverty and unemployment status quo is the only solution and the shortcut for people to get out of poverty by starting a wealth creation journey. -Making an assumption that the only problem is lack of opportunities might be misleading and might not end up being so helpful in addressing poverty and unemployment issues in sub-Saharan Africa as a viable approach in helping people getting out of poverty and unemployment. -Most of interventions out there (in sub-Saharan Africa), if not all of them are designed around the above mentioned assumption considering that what people are missing is lack of resources and lack of opportunities. Our organization, on the opposite, is aiming to come up with a different way of doing business in our attempted contribution to address this unemployment issue in sub-Saharan Africa. This, seemingly, neglected aspect of the poverty and unemployment issue (people’s change of mindset and people’s change of attitude change with regards to wealth creation). Our investment business model is specifically designed to start addressing people’s attitudes and people’s mindsets, in the first place, as the mindset is the number one limiting factor with regards to taking ownership and taking responsibilities in solving poverty and unemployment issues. This mindset change is also a precondition and a requirement for building entrepreneurship mindset and thinking among the youth in sub-Saharan Africa) which is the ultimate and end goal of our intervention and investment goals


Entrepreneurship is defined as the capacity and the willingness to develop, organize, and manage a business venture in spite of the risks in order to make a profit. Entrepreneurs have a unique ability to harness creativity and innovation to produce a profit. With more than 25% of the world’s workforce projected to live in sub-Saharan Africa by 2050, it’s imperative that young African leaders continue to create economic opportunities for themselves and for generations to come. Maybe, from childhood, you’ve dreamed of the day you’d own your business, maybe you’ve never considered it. Maybe you’re looking for a way to make money and change your community. Each person’s journey to entrepreneurship looks different—but there’s one thing all successful entrepreneurs have in common: determination. Youth Startup Incubator (YSI) : Promoting Entrepreneurship among the Youth in Africa is an organization that is looking to work with unemployed young people to make them investment ready. From mindset change, to taking ownership to identifying a business venture from an idea to a reality. Work with them, provide them guidance and accompaniment until they design and create their own companies and come up with their business models. Our company is working with unemployed young people to become determined to create, innovate, and prosper. We strongly believe in young people. Young people have got all it takes to improve their lives and get out of poverty and unemployment but they need proper mentorship which we are determined to provide.


Most people think that entrepreneurs are born, not made. Don’t believe it! You don’t have to be born with the entrepreneurial know-how to be able to start a successful business. You can acquire the knowledge and skills to transform your idea into a business that provides for you and your family. The following steps will help you make your business idea a reality. Youth Startup Incubator (YSI) : Promoting Entrepreneurship among the Youth in Africa works with the youth in sub-Saharan Africa and mostly unemployed young people by building their entrepreneurial skills, partner with them, co-invest and co-share risks and also link unemployed young people with innovative entrepreneurial business ventures with potential seed funding opportunities. Youth Startup Incubator (YSI) : Promoting Entrepreneurship among the Youth in Africa partnership with young people in sub-Saharan Africa entails and starts from providing guidance to young people who have innovative ideas to develop their business models in order to make them investment ready prior to linking them with potential available seed funding and other potential investors. Youth Startup Incubator (YSI) : Promoting Entrepreneurship among the Youth in Africa ultimate goal in working with unemployed young people in sub-Saharan Africa is to provide entrepreneurial capacity building and contribute to the visibility of young entrepreneurs in sub-Saharan Africa through the three following phases: -Phase 1: Provide entrepreneurial mentorship (entrepreneurial mindset); -Phase 2: Provide guidance and assistance in building business model of unemployed youth business ventures; -Phase 3: Co-invest and co-share in unemployed young people business ventures through acquiring equity in unemployed of young people entrepreneurial ventures as a way to pave the way to those entrepreneurial endeavors towards successful entrepreneurship -Link unemployed young people with innovative imagination and creativity in sub-Saharan Africa with seed funding opportunities as well as potential investors who might be willing to co-invest in those unemployed young people business and entrepreneurial endeavors.


Communicate with us in the MESSAGE AND CONTACT section DOWN BELOW if you are a youth and have got an entrepreneurial idea or a business idea and would like to benefit from Youth Startup Incubator (YSI) : Promoting Entrepreneurship Among Youth in Africa guidance and capacity building in your new entrepreneurial journey. -First name: -Last Name: -Date of birth: -Country: -District: -Your business idea: -Phone: -Email: -Explain what type of assistance you need the most from Youth Startup Incubator (YSI) : Promoting Entrepreneurship among the Youth in Africa :


In order to have a big impact and achieve a high level of success in what we are doing we are calling upon your partnership with us, if you are potential investors to push this initiative forward and to the next level. In our belief is that, providing youth entrepreneurial capacity is the proper channel leading to sustainability and in order to make significant and positive social and economic impact as we contribute to promote the young African private sector. Communicate with us in the MESSAGE AND CONTACT section DOWN BELOW if you are an investor who wishes to invest in youth entrepreneurial endeavors in sub-Saharan Africa which is also a way to come up with your contribution to unemployment reduction in sub-Saharan Africa and to the development of African young private sector. -First name: -Last name: -Country: -Name of the company/Institution/Title: -Phone: -Email: -Explain what type of mentorship you would like to provide so that we link you with young entrepreneurs according to the skills you would like to provide and the skills they need:


Communicate with us in the MESSAGE AND CONTACT section DOWN BELOW if you are a mentor who wishes to provide entrepreneurial mentorship to young people in sub-Saharan countries and come up with your contribution to unemployment reduction in sub-Saharan Africa and to the development of African young private sector. -First name: -Last name: -Date of birth: -Country: -District: -Name of the company/Institution/Title: -Phone: -Email: -Explain what type of mentorship you would like to provide so that we link you with young entrepreneurs according the skills they need:


Youth Startup Incubator (YSI) : Promoting Entrepreneurship Among Youth in Africa engages unemployed youth in concepts of entrepreneurship through providing accompaniment that aims to develop their critical thinking and understanding business principles to become an entrepreneur but mainly in building their business model and in creating in their companies to become investment ready. In addition to providing entrepreneurial mentorship to unemployed young people, Promoting Entrepreneurship Among Youth in Africa invests in innovative high growth potential business ventures that promise to deliver significant profit and outcomes. Youth Startup Incubator (YSI) : Promoting Entrepreneurship Among Youth in Africa invests and partners with entrepreneurs to enhance the started business ventures performance to facilitate and promote the scaling up and in successful innovative business ventures.


Youth Startup Incubator (YSI) : Promoting Entrepreneurship Among Youth in Africa is currently working with youth in Malawi in terms of strengthening youth capacity-building through providing them with needed guidance and building capacity of unemployed young people in Malawi through providing them needed entrepreneurial coaching in order to lead them and enable them to build the business models of their suggested business ideas. YSI is providing needed mentorship, guidance and needed accompaniment to unemployed youth through the entire process of their job creation life cycle (business creation life cycle in our case) which starts from leading to identifying a business idea, building a business model (reference to canvas business model), securing needed funding (needed startup capital), implementing the business itself after securing needed startup capital, helping them in putting conditions in place to ensure they run their businesses in a professional manner to ensure not only the survival of the business but also and mostly to ensure the sustainability as well as the scalability of the business. YSI current pilot project in Malawi is currently focusing on testing this model and approach. Practically, we are currently working to build capacity of 5 unemployed young people business ventures from each of 28 Malawian districts in our pilot first phase. Youth Startup Incubator (YSI) : Promoting Entrepreneurship Among Youth in Africa believes that young people can make a big difference in transforming their lives while creating jobs for themselves instead of depending on the outsiders (external assistance) or simply expecting other people to do it for them or simply keep complaining and keep blaming any other third party by accusing them for not doing all it takes to get them out of unemployment. Therefore, this can only be possible only if the young people could get a proper mentorship and a proper guidance in the entire job creation life cycle (in our case in this business creation life cycle). That encompasses before the business comes to life (comes into existence), during the business implementation phase, and even after when the business is operational to ensure the business survival and to make sure that the business does not die after its first anniversary which is, unfortunately, the case in most scenarios and in most circumstances. In reference to YSI intervention model, YSI intervention model is not only focused to mindset change which is also needed in the first place to begin with and is not only focusing on the entrepreneurial coaching that has to follow after the mindset change, but Youth Startup Incubator (YSI) : Promoting Entrepreneurship Among Youth in Africa, in addition to providing guidance, entrepreneurial mentorship, works continually together with these young entrepreneurs to be, to develop the business models for their proposed businesses endeavors and ideas. YSI provides accompaniment to these young unemployed people until they become investment-ready and also provides them accompaniment until they secure needed funding for their startups. More importantly, as mentioned above, in order to ensure the sustainability as well as the scalability of these newly created businesses and companies, YSI continues to provide guidance, mentorship as well the needed accompaniment to these newly created entrepreneurs and businesses even after securing the needed funding and even after the business has come into existence through providing them needed technical advice and consultancies with regards to running their businesses in a very professional manner to ensure not only their survival but also and mainly to ensure their sustainability as well as their scalability in the long run. Massudi Hakizamungu YSI Malawi Country Director


We find, finance and partners for African young entrepreneurs who are committed to delivering sustainable solutions to employment issues in sub-Saharan Africa. We provide a comprehensive programme of financing, supporting and investing in young people’s entrepreneurial ideas to help them starting their startups. Youth Startup Incubator (YSI) : Promoting Entrepreneurship Among Youth in Africa acquires an equity stake of no more than 30% in early stage growth stages in some of unemployed young people’s entrepreneurial endeavors. Youth Startup Incubator (YSI) : Promoting Entrepreneurship Among Youth in Africa is doing this to help young entrepreneurs in sub-Saharan Africa after realizing that there is very little support for young people starting their startups and can be a big challenge in limiting young people entrepreneurial potentials.


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It Is Not All About Having An Idea, It Is All About Making That Idea Happen, Everyone Out There Has Got An Idea, But How Many People Bring Those Ideas To Life? Our ULTIMATE GOAL Is To Provide You Accompaniment To Make Your Ideas Come Into Existence, We Believe Everyone Has Got Ideas, But Sometimes People Might Need Some Sort Of Push To Get Out Of Their Comfort Zone And Take ACTION, Our ULTIMATE GOAL Is To Provide You Some Sort Of MENTORSHIP To Get Out Of Your Uncertainty And Come To The Point Of Creating Something : Designing Something, And If You Happen Not To Have An Idea Of What You Can Do, We Are Here To Coach You And Guide You On How You Come Up With Ideas In The First Place And To Begin With, We Are Not Going To Create Jobs For You, You Are The Ones Who Are Going To Create Jobs For Yourselves With Our GUIDANCE, MENTORSHIP And ACCOMPANIMENT To Some Extent. Get Out Of Your Comfort Zone And Take Action, And Let Your Idea Come To Life.


Mission Of The Platforms : The Mission Of Our Social Media Platforms Is To Contribute Towards The Reduction Of Youth Unemployment In Sub-Saharan Africa Through Leading The Youth To Realize Their Potentials And Through Leading Them To Take More Ownership And Through Leading Them To The Change Of Mindset Which Will Lead Them To Create Jobs For Themselves As Opposite To The Mindset Of Expecting Any External Intervention (Governments Or International Development Donors) To Create Jobs For Them. Young People In Sub-Saharan Africa Have All The Potential, The Energy It Takes To Make The Need Change To Improve Their Lives, But In Most Cases, They Need A Proper Mentorship, Technical Guidance Throughout That Entrepreneurial Journey. This Is A Platform To Help Young People In Africa To Become ‘’Job Creators’’ Rather Than ‘’Job Seekers’’ Through This Online Peer Learning But Also And More Importantly Through Individualized And Personalized Entrepreneurial Mentorship And Personalized Follow-Ups. To Make This Happen, Please Subscribe And Join And Follow Us On This Platform If You Are A Young Person In Africa Employed Or Unemployed If You Are Willing To Be Part Of This Online Platform Entrepreneurial Training And Knowledge Sharing With The Possibility Of Receiving Individualized Entrepreneurial Mentorship. The Ultimate Goal Of This Platform Is To Come Up With Our Contribution To Reduce Youth Unemployment In Africa More Importantly Through Promoting, Fostering, Building Entrepreneurial Capacity Of Youth In Terms Of Entrepreneurship As Well As Through Promoting Mindset Changing, Promoting Critical Thinking, Through Entrepreneurial Thinking And Through Promoting Taking Ownership And Taking More Responsibilities Trough Questioning And Changing The Status Quo. Please Follow Our Training If You Are Young Person Wiling To Acquire Knowledge Towards Entrepreneurship Or Willing To Benefit From Entrepreneurial Mentorship. You Can Also Join Our Platform If You Are Wiling To Take Part In Providing Entrepreneurial Mentorship To Young People In Africa That Could Leading Them To Job Creation Through Entrepreneurship Capacity Building. Follow Us On : Instagram At : Africa_Youth_Entrepreneurship Facebook At : Promoting Entrepreneurship Among Youth In Africa


Poverty As Well As Unemployment Can Be Related To People’s Mindsets And People’s Attitudes More Than They Are Related To Lack Of Opportunities And Lack Of Jobs. By Putting It Differently, Unemployment Is Not Always Related To Lack Of Work, It Can Also Be Lack Of The Work Or The Job That One Is Dreaming For. Whichever Way, Be It The Lack Of Opportunities Or The Lack Of The Job Of Your Dream, The Truth Is That You Are The Only One Who Can Create That Job Of Your Dream And Those Opportunities You Are Looking For In Order To Get Yourself Out Of Unemployment. Waiting For Anybody Else To Do It In Your Place Is Not Only A Big Mistake But Also And More Importantly It Is A Total Illusion. If You Are Waiting For Anybody Else Apart From Yourself To Come And Get You Out Of Poverty And Out Of Unemployment You Will Wait For So Long. We Human Beings Are Self-Centered Beings. We Think About Others After Thinking About Ourselves In The First Place. We Put Ourselves First. People Think About Themselves 95% And Think About You Only 5%. Surprisingly, Even Those 5% They Might Be Thinking About You, They Might Be Thinking How They Can Take Advantage Of You Rather Than How They Can Be Helping You To Get Out Of Your Unemployment Issues. This Being Said, If You Are A Young Person In Africa Who Is Facing Unemployment, The Only Way To Get Out Of That Unemployment Situation Is Through You Taking More Ownership And More Responsibilities In Solving Your Own Unemployment Problems Rather Than Expecting Anyone Else (Governments Or Donors) To Do It In Your Place. That Being Said, Entrepreneurship Is The Way To Go.


Entrepreneurship Starts From The Mindset Change That Leads The Individual To Take More Ownership In Looking And Finding Out Solutions Their Problems Or To The Problems In Their Society By Themselves Instead Of Expecting External Solutions. In Most Cases Young People Are Always Complaining About Governments Not Being Able To Create Jobs For Them. While This Is Party True, The Reality Is That It Is Not Government That Should Create Jobs For People. It Is The Other Way Around. The Role Of The Governments Is To Create Conditions And To Make The Environment Conducive For People To Create Jobs. The Government Cannot Create Jobs For Each And Everyone. The Role Of The Government Is To Create Opportunities For People So That People Can Create Jobs For Themselves And From There Starts The Development. None Can Develop People, But Only People Can Develop Themselves. Therefore, It Is Questionable That Even If Those Opportunities That Are a Missing Were To Be Made Available Without People Having The Right And Proper Mindsets If Those Opportunities Will Be Fully Utilized And If They Will Be Fully Taken Advantage Of. Proper People’s Mindsets And Proper People’s Attitudes Are So Crucial With Regards To Job Creation, Entrepreneurship As Well As Development As A Whole.


Whatever Your Definition Of Success Might Be This Is A Common Denominator When It Comes To Success: SUCCESS Doesn’t Come To Those Who Are The Most Intelligent. SUCCESS Doesn’t Come To Those Who Are The Most Blessed. SUCCESS Doesn’t Come To Those Who Are The Most Lucky As So Many People Might Believe. Instead SUCCESS Comes To Those Who Are Looking For It So Desperately. SUCCESS Comes To Those Who Are Looking For It So Badly. SUCCESS Comes To Those Who Are Looking For It So Consistently. For Young People In Africa Who Are Willing To Start Their Entrepreneurial Journey This Is How You Should Look At SUCCESS. Without Viewing SUCCESSES This Way Or If Your Definition Of SUCCESS Is Opposite To This One Your Achievement To SUCCESS Might Be Questionable. The Above Mentioned Definition Of SUCCESS Is How Successful People Think And View SUCCESS. SUCCESS Comes To Those Who Are Looking For It So Consistently. There Is No Question About That. In Addition To That, SUCCESS Also Comes To Those Who Happen To Do What They Do At The Right Time And In The Right Place But Mostly And More Importantly To Those Who Do What They Do With The RIGHT MINDSET. If You Happen To Do Something And It Doesn’t Work, It Doesn’t Mean That It Doesn’t Work. It Means That It Doesn’t Work Yet. By Continuing To Do It Consistently, That Is The Only Way You Might End Up Doing It At The Right Time Or Simply By Doing It In A Different Location. That Is How You Might End Up Doing It In The Right Place. But Above All A Right Mindset Is What You Need The Most As Your Backup Force In Your Entrepreneurial Journey And Endeavours.


What Unemployed Young People In Sub-Saharan Africa Need The Most Is Not Money. What They Need The Most Is Taking More Ownership, Taking More Responsibilities In Finding Out Solutions To Unemployment Problems They Face In The First Place And Then Money Or Financial Funding Can Follow Afterwards. This Can Also Partly Explain Why Most Of Development Projects Lack Sustainability As Soon As They Phase Out. Not Only The Lack Of Technical Capacity Building From Beneficiaries Is Enough To Explain This Lack Of Sustainability But Also And Mostly The Lack Of Ownership Which Can Only Be Achieved Through The Mindset Change Is The Main Factor That Comes Into Play To Explain This Lack Of Development Sustainability. The Bad Governance Characterized By Corruption And Irresponsible Leadership Have Also Got Their Role To Play Into This Lack Of Sustainability But More Importantly And Above All The Lack Of Ownership Among The People And Mostly Among The Young People Is The Key Element In Explaining This Lack Of Sustainability. No Development Can Be Achieved Until People Take Ownership Of Their Own Development Issues. It Is Taking Ownership That Should Come First And That Should Precede Funding Opportunities And Not The Other Way Around. If Not Lack Of Ownership How Can We Explain That Trillions Of Dollars Have Been Injected In Fighting Against Poverty In Sub-Saharan Africa For So Many Decades But Still Sub-Saharan Africa Is Still Lagging Behind And Still Struggling In Endemic Poverty? That Being Said, The Only Way To Get Out Of Poverty As Well As Getting Out Of Unemployment, Young People Have Got A Big Role To Play In Terms Of Changing The Modus Operandi And The Current Way Of Doing Business. Not Through Complaining Or Blaming Others But Rather Through Taking Action In Terms Of Joining The African Young Private Sector By Making Things Happen. Young People Have All It Takes To Improve Their Lives And Find Solutions To Their Unemployment Issues. All They Need Is To Take Ownership That Has To Be Preceded By Their Mindset Change That Has To Be Accompanied By Their Capacity To Question The Status Quo.


Throughout Sub-Saharan Africa, The Overall Message That Young People Are Receiving From Their Governments, As Well As From Local And International Organizations Is That They Should Become ‘’Job Creators’’ Rather Than ‘’Job Seekers’’ By Setting Their Own Enterprises. Therefore, Little Is Said On How They Should Achieve This Goal. Similarly, There Has Been Also In Recent Years A Renewed Call To Engage Youth In Sub-Saharan Africa In Development Activities And To See Youth As Crucial Resource Of Change. Therefore There Is Little Practical Guidance To Lead And Accompany The Youth Towards Achieving That Goal. This Platform Has Come Into Existence To Fill Up This Gap While Serving As Guide And An Accompaniment To Young People Mostly Those In Sub-Saharan Africa In Their Entrepreneurial Journey But Not Only By Providing The Useful And Relevant Information Leading To Their Mindset Change And Taking More Ownership But Also Through Providing Them Individualized Entrepreneurial Mentorship. This Platform Will Be Serving As An Upgrade And As Provider Of Additional Skills To The Formal Knowledge And Skills Acquired In Formal And Traditional Schools Which Don’t Lead Learners To Take Ownership And To Create Something. The Ultimate Goal Of This Platform Is To Provide Entrepreneurial Accompaniment To Young People Mostly In Sub-Saharan Africa In Their Entrepreneurial Journey Until They Rich The Level Of CREATING Something (Enterprise). Our Accompaniment Is Founded On The Belief That, There Is No Learning Until You Can Be Able To Create (Design) Something Which Is The Weakness That Formal And Traditional Schools Are Currently Confronted To.


Education Is Defined As An Action Exercised By Adult Generations To Young Generations For Their Full Integration In The Society. This Being Said, The Ultimate Goal Of Any Act Of Education Should Be To Facilitate And To Harness The Educated Individuals’ Integration Into Their Society. Ultimately, Such Should Be The Aim Of The Formal School System As Well. If The End Goal Of The Education System Is Not For The Integrating Of The Educated Into Their Society Socially, Professionally And Economically, Then The Content Of The Former Education System Should Be Questionable. Having An Increasing Number Of School Graduates Struggling In Unemployment In Sub-Saharan Africa Might Also Be Seen A Sign And An Indicator Of The Failure Of The Formal Education System Not Fulfilling Its Main Mission. It Is Also A Sign That School Graduates In Sub-Saharan Africa Require An Upgrade As Well As An Accompaniment And Guidance With Regards to Their Full Professional Integration In Addition To The Knowledge And Skills They Acquire From The Formal Education System. And The Best Way For Them To Integrate Themselves Professionally Is Through Entrepreneurship. It Is The Way To Go. This Is Exactly The Ultimate Reason Of The Existence Of This Platform. This Platform Exists To Provide Needed Guidance, Entrepreneurial Mentorship, Accompaniment And Mostly Individualized Mentorship In Case There Is Such A Need To Ultimately Lead Young People In Sub-Saharan Africa Towards Entrepreneurship And Job Creation. This Pressuring Need To Fill Up The Gap Between The School Content Acquired By Students During Their Formal Education And The Skills They Apparently Lack To Integrate Themselves Professionally In The Society. Having A Big Number Of Unemployed Young People In Sub-Saharan Can Also Partly Explain How Difficult It Might Be To Predict What Somebody’s Carrier Might Be In 15 Coming Years. And This Is Exactly The Challenge That Our Educational Systems In Sub-Saharan Africa Is Facing And Being Confronted To. School Is Teaching Us To Work For Others And To Seek Jobs Rather Than Create Jobs For Ourselves.


School Is Teaching Us To Work For Others And To Seek Jobs Rather Than Create Jobs For Ourselves. As A Result, In Sub-Saharan Africa There Is An Increasing Big Number Of Young People Graduating From Schools Who Remain Unemployed After Graduation From Failing To Secure An Employment Within The Existing Job Market. With School, Teaching To Seek Jobs Rather Than Leading The Educated To Acquire The Capacity To Create Jobs For Themselves, The Formal School System Would Be Failing To Achieve Its Main Mission Would Be Producing Unfit Graduates To The Profession And Job Market. This Way Of Doing Business Would Make Sense In The Last Two Decades But Not In Today’s World. Thus By Doing So, The School Would Be Preparing Students Of Yesterday For Today’s World Which Is So Dynamic And Which Is Changing So Fast. Schools Should Be Focusing On Providing Knowledge And Skills That Can Help School Graduates To Create Jobs For Themselves In Our Ever Changing And Dynamic World. This Is A Pressuring Need In A Sense That What Schools Are Currently Doing By Preparing School Graduates For Well Pre-Defined Professions Cannot Stand Anymore Within Our Today’s Ever Changing And Dynamic World. Truly, Speaking It Is Not Easy To Predict What Somebody’s Carrier Will Be in 10 or 15 Coming Years. Thus Posing The Question Of What The School Content Should Really Be Providing As Educational Content. As A Conclusion, School Systems In Sub-Saharan Africa Should Focus More On Ensuring That School Graduates Acquire Knowledge And Skills That Will Lead Them To Create Jobs For Themselves And Become Entrepreneurs In The First Place. Doing The Opposite Can Only Lead To The The Current Situation Where There Is An Increase And A Growing Number Of Unemployed School Graduates Many Of Them Being Young People. On This Note, On Our Platform, We Are Trying To Come Up With Our Contribution In Terms Of Accompanying Young People In Africa To Transition From Unemployment To Entrepreneurship Through Mindset Change First and Through Needed Accompaniment.


Entrepreneurship is defined as the capacity and the willingness to develop, organize, and manage a business venture in spite of the risks in order to make a profit. Entrepreneurs have a unique ability to harness creativity and innovation to produce a profit. With more than 25% of the world’s workforce projected to live in sub-Saharan Africa by 2050, it’s imperative that young African leaders continue to create economic opportunities for themselves and for generations to come. Maybe, from childhood, you’ve dreamed of the day you’d own your business, maybe you’ve never considered it. Maybe you’re looking for a way to make money and change your community. Each person’s journey to entrepreneurship looks different—but there’s one thing all successful entrepreneurs have in common: determination. YALI Entrepreneurs is an initiative to help you find your inner entrepreneur and take your business venture from an idea to a reality. If you’re determined to create, innovate, and prosper. Most people think that entrepreneurs are born, not made. Don’t believe it! You don’t have to be born with the entrepreneurial know-how to be able to start a successful business. You can acquire the knowledge and skills to transform your idea into a business that provides for you and your family. The following steps will help you make your business idea a reality. Source : YALI ENTREPRENEURS


There is a difference between learning the name of things and the things themselves. While talking about the process of learning we have to ask ourselves when learning start and when it ends. For us learning start when you can create something. Otherwise your learning is questionable. Real Learning takes place when you can design something when you start up with intent and learn how you can make that intent materialize. Don’t focus on carrier development. Why because you cannot predict what your carrier would be in 15 coming years. Why because we leave in a world that is changing so drastically. Instead of focusing on carrier development we have to focus on critical thinking and critical thinking being the capacity to question the status quo, the untold, the non-said, the exactness of the Information that is being presented to us as well as being able to question the raison d’être of the situations and phenomena in our surroundings. From there, we will be able to take action in trying to find out solutions of the problems to which we are confronted in our daily lives. Through questioning people can be able to change the modus operandi and changing the way of doing business. That is how new business come to life and come into existence. It is from being able to question the status quo and from being able to confront our uncertainty and taking action in changing our modus operandi in addressing life problems. Our intervention is about helping unemployed young people in Sub-Saharan Africa to get out of unemployment through training them and through ensuring that they get entrepreneurship mindset in the first place and to begin with and by also ensuring that we lead them to take more ownership and more responsibilities towards job creation and wealth creation rather than expecting anybody else from outside to create jobs for them (be it the government or external donor). Basically, our intervention is mainly AN ENTREPRENEURIAL MINDSET CURRICULUM that will be conducted in 3 following components: 1. In the first component: We use a peer learning platform (instagram and facebook) where we are sharing content that has to do with entrepreneurship on a regular basis aiming at changing and shaping mindset of unemployed young people with regards to entrepreneurship, job creation and wealth creation. 2. In the second component: e want to provide individualized follow up on a monthly basis where we will be working with each individual by providing personalized guidance and personalized accompaniment and mentorship from building the capacity of each individual to come up with an intent or a entrepreneurial business idea by him/herself: and then from there we will provide step by step guidance in helping them to build the business model and prototypes with regards to their ideas until we take them to the point where their intent materialize 3. In the third component: The third component is the phase where we provide guidance to lead each trainee towards creating and designing something practical. What we mean by creating and designing something practical, is to lead the each trainee to create a company or an enterprise around his/her business idea he/she came up with at the beginning. -After this third phase, there are 3 possible scenarios: -First scenario: Through agreement with trained entrepreneurs we take shares and equity in the created enterprises or companies as a way to continue to provide the capacity building through risk and ownership sharing in the created companies. -Second scenario: We work with these new created companies and enterprises and connect these new entrepreneurs with potential internal and external investors who might be interested in buying equity and share in their companies as well as connecting them and sharing them with seed funding opportunities. -Third scenario: We work with these new entrepreneurs and their new created companies and enterprises and help them in searching and securing available in-country funding and external funding and financial opportunities including negotiating partnerships with local banks to secure loans for their business endeavors. Briefly, our company’s ultimate goal is to provide guidance and accompaniment and technical capacity building until the unemployed young person’s business intent materialize. OUR END GOAL is to make them investment ready (from the capacity to formulate or coming up with a business idea to building a business model and to the creation of their companies or enterprises to bring their business ideas to life and into existence. Current ongoing activities: We are currently rolling out in partnership with Mandela Washington Entrepreneurship Fellow in Malawi to take this initiative to the next level. We are currently working with 5 unemployed young people from each of the 28 districts across Malawi (5 unemployed young people per each district throughout all 28 districts to pilot this endeavor prior to scale it up across other sub-Saharan African countries after successful implementation of this pilot implementation. Massudi Hakizamungu Founder and YSI CEO


We work with the trainees to link them and provide access to financial and funding information. We share with the trainees other funding opportunities we come across that are suitable for their business scales. We connect the trainees with seed funding program that entail interest-free and interest related funds for them to check if they meet the application requirements upon graduation from the program. Our mentors chosen among on voluntary basis are professional and local and international successful business entrepreneurs who volunteer their expertise and help our trainees in business modeling,, provide guidance and mentorship, funding strategies, management, and technical support.


The Current Pilot Project In Malawi Entails 3 Components: -First Component Of The Project: Is The Online Peer Learning Platform (We Created An Instagram And A Facebook Account For Our Organization. Where I Will Be Sharing Content With Regards To Entrepreneurship) On A Weekly Basis. Each Trainee Will Have To Be On One Of These Platforms And Makes Sure He/She Reads Each Content (Post) I Will Be Posting Each Week. The Entrepreneurship Content We Will Be Sharing (Posting) Each Week Is So Important And So Relevant As It Will Help The Trainees To Shape Their Mindsets With Regards To Entrepreneurship In General And With Regards To Job Creation In Particular. Each Trainee Has The Duty To Follow And Read All The Posts We Will Be Posting On Our Organization’s Platform Either On Instagram Or On Facebook. -Second Component Of The Project : Individualized Monthly What’s Up Follow Up Call : This Is The Most Important Component Of The Program. Each Trainee Will Receive A What’s Up Call Every Month To Get Personalized Entrepreneurship Mentorship, Guidance, And Technical Capacity Building. How This Will Be Done ? At The Beginning Each Trainee Will Be Asked To Come Up With A Business Idea (It Can Be 1 Or 2 Or 3 Business Ideas). Throughout These Personalized Monthly Calls, We Will Be Providing Guidance, Step By Step And We Will Help Each Trainee To Bring His/Her Business Idea To Materialize And To Come To Life. Throughout These Monthly Individualized Calls To Each Trainee, We Will Help Each Trainee To Build The Business Model Of Their Business Venture From Their Business Idea And To Come Up With A Prototype If Needed. -Third Component of The Project : To Make Each Trainee Enrolled In This Program Investment Ready. What Does This Mean? In This Phase Which Is The Last Phase Of The Program. We Will Work With The Trainee Through The Monthly Individualized Regular Calls And Make Sure That The Trainee Creates A Company And Incorporates It. To Be Able To Implement His/Her Business Idea. This Is What Is Going To Be The End Goal Of This Training. Each Trainee Has To End Up By Creating A Company And Incorporate It. This Is Going To Be A Training Which Is Going To Be Result Based And Goal Oriented. At The End Of The Training Each Trainee Is Going To Become An Entrepreneur With No Exception And He/She Is Going To Create A Company And Incorporate It. There Is No Timeline Associated To The Achievement Of This Goal As We Will Work With Each And Every Trainee On His/Her Own Pace And Capacity But Preferably The Maximum Deadline To Achieve This Goal For Each Trainee Is Set To Be One Year From The Program Start.


AT THE INDIVIDUAL LEVEL : 1.To Change The Mindset Of The Youth In Terms Of Taking Action And Taking Ownership To Get Out Of Unemployment And Get Out Of Poverty, 2. To Provide Mentorship To Unemployed Youth To Get Out Of Unemployment And Get Out Of Poverty Through Entrepreneurship, 3.To Provide Guidance To Unemployed Youth To Come Up With Business Ideas And Provide Them Needed Accompaniment In Building Their Business Models (Reference To Business Canvas Model), 4.To Provide Guidance, Mentorship And Accompaniment To Unemployed Until They Become Investment-Ready, 5.To Facilitate Unemployed Youth To Secure And Get Access To Available Funding To Fund Their Entrepreneurial Endeavors, AT THE COUNTRY AND SOCIETAL LEVEL: 6.To Lead The Unemployed Youth To Contribute To The Growth Of The Private Sector In Malawi, 7.To Lead The Unemployed Youth To Contribute To The Growth Of The Malawian Tax Base, 8.To Lead The Unemployed Youth To Contribute To The Country’s Economic Growth Through Enabling Malawi To Do Trade With The Neighboring Countries, Regional Countries And At The International Level, 9. To Lead Unemployed Youth To Contribute To The County’s Financial Freedom With Regards To The Country’s Economical And Financial Complete Self-Reliance In Terms Of Financial Freedom.


Youth Startup Incubator (YSI) is an innovative initiative due to the fact that it is result-based, sustainable and a scalable project. To begin with, it is an innovative approach in getting out of poverty and unemployment through changing their mindsets first with regards to job creation through entrepreneurship. The ultimate goal of this approach is to change the mindset among unemployed youth in Africa in shifting the thinking according to which somebody else will create jobs for them instead of themselves. This initiative aims at changing the youth mindsets in Africa and acquires a new mindset according to which they have to be the ones to take action and take ownership in creating the jobs for themselves rather than complaining and blaming other stakeholders for not creating jobs for them. This initiative is innovative in a sense that it entails the mindset change of unemployed youth and it is designed to be result-based. All unemployed youth that will be involved in this project will end up becoming entrepreneurs (CEO of their own companies at the end of the entrepreneurial coaching without fail. This initiative will also be accompanied by some lobbying activities that will follow and that will accompany this whole process after unemployed young people involved in this entrepreneurial coaching will become investment ready after their business models will be developed and when they will be ready to implement their business ideas. This project is also innovative in a sense that it will contribute to the growth of the Malawian private sector which is still young.


Malawi is a landlocked country in southern Africa with an increasing population. Malawi currently has a population of about 17.2 million people. Malawi is a small open economy in Sub-Saharan Africa with a per capita GNI of just US$320 in 2016, one of the lowest in the world. Per capita income has grown at an average of little more than 1.5 percent between 1995 and 2014, below the average of 2.8 percent for non-resource-rich African economies. Malawi remains an outlier even compared to its peers that are geographically and demographically similar and were at a similar stage of development in 1995 (Malawi: Economic Development Document, IMF Country Report No. 17/184, 2017). With regards to young people’s unemployment, based on current trends it is predicted that 59 percent of 20-24 year olds will have had secondary education in 2030, compared to 42 percent today (African Economic Outlook 2012). While this is a positive development, such numbers say little about what kind of knowledge and skills young people acquire or whether they are able to use these skills in the labour market. Thus policies are typically introduced to strengthen or create labour market institutions that help young people access jobs, promote entrepreneurship, and direct training of the youth toward market needs (ISSER, 2010). Although there is considerable rhetoric regarding the participation of young people in policy processes, in practice they tend to be treated as passive clients with a limited ability to shape their own destinies (Bordonaro and Payne, 2012; Te Lintelo, 2012; Sunberg et al., 2012). Throughout Sub-Saharan Africa, the overall message that young people are receiving from their governments, as well as from local and international organizations, is that they should become ‘job creators’ rather than ‘job seekers’ by setting up their own enterprises (Chigunta et al., 2005, Langevang et al., 2012). Numerous policies and programmes exist to promote youth entrepreneurship despite very little being known about the likelihood of success of these programmes. Young people in Malawi face many challenges. Long-term unemployment among youth is high. In recent years there has been a renewed call to engage youth in development activities and to see youth as a crucial resource for change. Therefore, on the other hand, when looking at the existing interventions that aim to reduce youth unemployment in sub-Saharan Africa, are seemingly, designed around the assumption that the only thing unemployed young people are missing to get out of unemployment is the lack of opportunities and lack of resources. While this being true on one hand, poverty and unemployment is not always related to lack of opportunities and lack of resources, on the other hand, poverty and unemployment can also be related to people’s attitudes and people mindsets even more than it might be related to lack of resource and lack of lack opportunities. In some contexts, in some sub-Saharan African countries, what people in poverty and in unemployment, need the most is not money. What they need the most, instead, is developing an attitude of taking much more ownership as well as developing an attitude of taking more responsibilities in solving their own poverty and unemployment problems in the first place rather than the current people’s belief system founded in expecting solutions of their unemployment problems from external stakeholders. External assistance can only come in as a supplement to individualized and personal efforts to get out of unemployment. What people need in general and what unemployed young people need in particular in sub-Saharan African countries, is to increase their abilities to question their unemployment status quo, in the first place, whereas external assistance should come as an addition to add up to these prerequisite personal and individualized efforts to get themselves out of unemployment. I am arguing that the role of the government is not to create jobs. In other words, the role of the government is not to create jobs for everyone. Instead, the government’s role is to put conditions in place and to make the environment conductive for people to create jobs for themselves. However, it is questionable that if opportunities are to be made available to people without a proper mindset and without the capacity of taking ownership, if these same people will end up fully utilizing and taking full advantage of these available opportunities. Trillions of dollars have been injected in fighting poverty in sub-Saharan Africa through charity organizations and various international development donors but sub-Saharan Africa is still struggling in endemic poverty to date. While this might be due to many factors, it might also, partly, due to the fact that, when we talk about poverty and unemployment in developing country, we always talk about structural factors of poverty and unemployment (such as lack of jobs, lack of opportunities, corruption, leaderships that are not delivering to satisfaction of people’s needs and people’s expectations. Therefore, what we don’t talk about and the big question we often don’t ask, and which seems to be the fundamental question is the following: where does people’s incapacity and people’s weakness to hold accountable their leaderships comes from? This being a common issue throughout most sub-Saharan African countries, it also stands as a good illustration of people’s inability to question the status quo and to take ownership in solving their own problems in the first place. However, with regards to getting out of unemployment and with regards to entrepreneurship, this ability of questioning the status quo and taking ownership in the first place remain a requirement for entrepreneurship mindset. A sustainable solution to any problem cannot take place without the people being able to take ownership of their own issues which must also be preceded by the individual’s capacity to question the status quo with regards to the existing situation. Development cannot coexist with the inability to take ownership in solving your own problems in the first place as well as the belief system which is founded on relying of external solutions of one’s problems. As the saying goes, none can develop people but people can develop themselves. That being said, there is a big requirement that poverty alleviation interventions as well as youth unemployment reduction interventions in sub-Saharan Africa should take this mindset issue into consideration. Otherwise, making an assumption that, the only thing that unemployed young people are missing is the lack of opportunities and resources to get people out of poverty and unemployment might be misleading and could not always lead to desired and expected positive outcomes. It is in this purpose to respond to this gap, that I am suggesting coming up with an intervention that aims to address this, seemingly, neglected mindset issue aspect of poverty and young people’s unemployment in sub-Saharan Africa to join the current existing efforts to get people out of poverty and unemployment. In the following paragraphs, I am outlining in much more details how my proposed intervention will be designed and how it will be implemented to achieve this mindset change among the unemployed young people.


Massudi Hakizamungu Toronto-CANADA/Blantyre-Malawi YSI Founder, YSI CEO and YSI Malawi Country Director (CD) Email : Tel : (+1) 416-316-5557 Lucky NYIRONGO Blantyre-MALAWI YSI Chief Operation Officer (COO) Tel : +265 884 78 55 79 Email : Djamila Cyndee YSI Chief Financial Officer (CFO) Tel : +1 (437) 990 3578 Email : Toronto, Canada Benjamin Akimana, MHI YSI Senior Technical Advisor Email : Seattle, WA, USA


Mission Statement: Reducing Unemployment Through Youth Entrepreneurship Capacity-Building And Youth Mindset Change Towards Job Creation, Financial Freedom and Wealth Creation.


In the next few paragraphs i intend to show you a new technique on pitching. How to pitch without having to say a word (okay almost no words, but the least amount of words possible). You must think I’m crazy. What on earth do i possibly mean dont speak, isn’t that the whole point of picthing? How to pitch to an investor is a topic that could fill a library, they’re speeches and ted talks on it, entire workshops are conducted each year with sell out attendaces, countless books and articles are written each year. I’m assuming one more wouldn’t hurt. So what is the Speechless Pitch ? In a nutshell, you basically say the least and expect the most from the person you are pitching to. Lets start with a few valuable lessons I’ve learned from walking into mostly old mens offices and having to “pitch” the idea of InCUBE8; 1. Old people dont care about your dreams, they want to see results which can prove tricky when you are initially starting out and you are in the idea stage of your product or service and the entire reason you woke up at 5 am inorder to be ready for an 8:30 am meeting was because you want this “old man” to help you realise that idea and/or dream into something tangible. This is what we can describe as an Egg or Chicken situation, on one hand investors want to see prototypes, minimum viable products and even actual results at times ie sales, revenue over some period etc and on the other hand you sought out this investor inorder to get to a point where you can have such results. What comes first should seem obvious but it rarely is. 2. Human beings are designed to have doubt. We are not natural believers, if we were I’m sure we wouldn’t have had the Eve incident with the apple because when the BIG man upstairs explicitly told them something bad would happen if she ate the apple, she would have BELIEVED. We are all doubting Thomas’s and this affects the young budding entreprenuer and his dream because the “old guy” you are pitching wont immediately believe in you or your idea. People want something they can either see, smell, touch, taste or hear. If the five senses don’t detect it, it doesnt exist and they will immediately lose interest. 3. You know how people always say not to judge a book by its cover, well tough luck because most people do. Apperance really is everything and I’ve always sort of known this, though i honestly didn’t care for most of my life but now though, if i dont cut my hair every two weeks I’m honestly running the risk of putting the entire brand into disrepute. Going off topic for a second here but something I’ve learnt on appearance is this, never attract attention to yourself unless you have something legit to do with it. So next time you think of putting on that suit for a meeting, be sure there is more value coming out of your mouth than there is on your body. Simple rule that could save you the possible grief of unwanted/warranted questions. Think thats enough of my experiences for now. So how does the Speechless Pitch fit in to all this? How can saying the least amount of words possibly fix these problems? 3. It’s no secret that when it comes to pitching, there is no one pitch fits all. There’s clearly a reason why people have tailor made suits, and this is exactly why when you are pitching to anyone, you should always study the subject. Mirror them if you may. The whole idea of the speechless pitch is to say the least and since pictures speak a thousand words, you might want to think twice before you put on your sunday best for a 30 minute sit down, with the exception ofcourse that the person you are pitching to would not take you serious if you didn’t show up in a K75,000 Paul Smith, because as you may recall, he entire pitch must be tailor made for the person you are pitching to. 2. You might immediately assume that in order to dispell doubt, you are inclined to muff it with endless talk of ideologies and dreams and how your idea is the best thing since sliced bread, well it isn’t. The best way to dispell doubts is to listen. Here’s how to apply the Speechless Pitch here, I’m assuming you have introduced yourself and your big idea, and you are now sensing some resistance and doubts towards either yourself or the idea itself (because sometimes the problem isn’t your brain child, its YOU), the Speechless Pitch dictates that you ask a question that is guaranteed to get 5he person talking about their doubts, because if one thing is guaranteed about people is the negative things come easy, they will always find it easier to tell you how your idea won’t work or what you’re doing wrong so let them. While the person talks, listen and take notes then say a few words in response to their thoughts then if possible ask another question. In doing so, you are saying the least and getting a lot of valuable feedback. 1. Using the Speechless Pitch to fix this one is easy. Prepare. Be prepared with your pitch, know your value proposition, be prepared for questions and know exactly how to respond to them, have all the documentation in order and preferably presentable in physical form because as we have outlined earlier, people don’t want to hear you speak which is a bonus because you shouldn’t want to. Sometimes it’s best to present specific but open ended information that the person you are pitching to almost feels the need to apply themselves to it, they should immediately see or feel something missing that they could add on to, and it shouldn’t always be finances, sharing their expertise makes the person you are pitching to feel needed and indispensable to the success of the idea. The key is to study the sudject, know what they know and how they could fit into the grand scheme of things, this way you wont have to say much to get them interested. It really doesnt hurt to have printed proposals and infographics made in order to keep them busy as you open up the pitch. If you’re lucky, the person you are pitching to might be so impressed with the preparation and the handouts that you will not have to say anything (i mean much) in order to get some commitments. In the spirit of practicing what i preach, i intend to listen to feedback. Tell me what you think about my pitch for the new technique to land investors below. (SOURCE :

HOW TO SUPPORT YOUTH ENTREPRENEURSHIP IN AFRICA : SOURCE : (how-to-support-youth-entrepreneurship-in-africa/)

For Africa to capitalize on its “youth dividend,” we need a public and private sector strategy to provide African youth the skills they need to thrive as entrepreneurs. Everyone agrees that the youth are the future of Africa. At fora like World Economic Forum on Africa this week and the Global Entrepreneurship Summit in July, much of the region’s — and the world’s — attention will be focusing on the urgent need to provide meaningful employment to the continent’s rapidly rising youth population. So it will be important to build solutions based on the current realities. Despite optimistic talk of the “youth dividend,” the fact is that the continent is falling short when it comes to providing them with all the tools and opportunities they need to realize their full potential. In fact, the rate of youth unemployment in Sub-Saharan Africa hovers at around 20 percent overall, with the continent’s two economic powerhouses of South Africa and Nigeria standing at 25 percent. Young people aged between 15 and 25 represent more than 60 percent of the continent’s total population and account for 45 percent of the total labour force. Sadly, however, with an estimated 12.6 million young Africans entering the labour market annually, youth also account for 60 percent of all unemployed in Africa. Of course, this doesn’t even touch upon the masses that are subjected to underemployment! To address this crippling and expanding problem, government and private sector, we will need to implement a highly coordinated, multi-faceted strategy for endowing youth with the relevant skills, training and confidence to contribute to the economy. Ultimately, given the important role of small and medium-size businesses (SMEs) in African economies — and the low absorption rate into formal employment — youth engagement and training must begin to focus on alternative forms of income generation to the traditional formal employment. The informal sector contributes about 55 percent of Sub-Saharan Africa’s GDP and constitutes some 80 percent of the labour force, while SMEs make up 95 percent of African businesses. Indeed, because the informal and SME sectors are driving the growth of African economies, there must be a shift in our skills development and career coaching orientation to make youth aware of — and attracted to — the vast opportunities that exist there. On a policy level, government ministries overseeing education, youth development and employment must encourage the proliferation of technical vocational education and training (TVET) institutions — which develop not only practical, income-generating skills but also embed the entrepreneurial spirit and knowledge. Unemployed youth have to be assisted in accordance with their needs and unique conditions. The so-called NEETs (not in employment, education or training) risk drifting into long-term unemployment unless they are supported to develop basic skills and raise their aspirations. Youth who have recently graduated with diplomas or degrees may gain some work — but are often underemployed, have little job security, or have no choice but to accept positions far below their qualification or out of their field due to skills mismatches. Self-employment must be elevated and pursued institutionally as a means of attacking some of these challenges. Enabling Environment If youth are to be encouraged into entrepreneurship, there must be an enabling environment that makes such activity possible in the first place. Expanding our education to include more entrepreneurship skills development is just the first step. Negative attitudes towards entrepreneurship based on uncertainty avoidance and risk minimization must also be addressed through public sensitization. Another challenge is the absence of technical support on how to run and grow a business within the African context — with all the regulatory, logistical and infrastructure challenges. Introducing mentorship schemes would go a long way to passing on the much-needed knowledge to the younger generation. The epitome of all challenges to entrepreneurship, however, is the lack of access to finance for budding entrepreneurs. This is perhaps the single most binding constraint for entrepreneurs of all ages, but most notably to women and youth. Entrepreneurship at the SME level cannot thrive in environments where credit is only extended at very high interest rates, borrowers may have to offer a substantial amount of collateral to secure loans, or pay fees and kickbacks. Initiatives such as the Youth Entrepreneurship Facility (YEF) implemented by the International Labour Organization (ILO) in Uganda, Tanzania and Kenya are focused on business development training and entrepreneurship support. This program has supported the start-up and growth of more than 10,000 youth led businesses in these countries alone. Here are other ways to support entrepreneurship in Africa: 1. Entrepreneurship competitions focused on youth can be expanded to include not just seed money, but also technical support and the provision of collateral and application support for loans if certain revenue parameters are met. 2. Companies with existing corporate social responsibility programs can focus some of their resources on entrepreneurship that addresses challenges faced by the vulnerable. 3. Governments can direct their development and investment promotion strategies toward job-creating industries and consider providing incentives traditionally only offered to foreign investors or those investing in the tens of millions of dollars. 4. Mandatory national service programs — such as those in Ghana and Nigeria that require graduates to serve a year in various sectors— should also encourage a portion of the participants to enter into collective social entrepreneurship. These are just a few examples of initiatives that could be replicated across the continent, by the public and private sector, to rapidly scale up the number of SMEs being established by the youth in Africa. With the increasing international focus on entrepreneurship in Africa, both private and public sector actors must be aggressive about how they optimize our moment in the spotlight. Incubators, early stage venture capitalists and others of this ilk should be encouraged to think outside the box in how they engage with the African market and its vast human resource. After all, for those investors “brave and patient” enough to venture into our economic backyards, few have regretted having done so. Africa’s youth are a vibrant, creative and hungry bunch, and they are ready to be involved in the continued growth of the continent if given the chance. SOURCE :


1. Cant’have a boss 2. Easily bored 3. Too creative 4. Too impatient 5. With a criminal streak 6. No too educated 7. Too educated 8. Has nothing to loose 9. Resourceful 10. You are a wolf 11. Can sell ice cream to Eskimos 12. Wants freedom above all 13. Too ambitious 14. Addicted to risk 15. Been through school of hard knocks 16. Has no other choice


Jeff Bezos $4,474,885 Mark Zuckerberg $1,712,328 Warren Buffet $958,904 Elon Musk $684,931 Bill Gates $456,621 The information in the above table Is changing with time, update yourself with time. EXCELLENT TIPS BY WARREN BUFFET 1. “Never depend on a single income. Make investment to create a second source.” 2. “If you buy things you do not need, soon you will have to sell things you need” 3. “Do not spend what is left after spending, but spend what is left after saving” 4. “Never test the depth of a river with both feet” SIMON SINEK’S 10 RULES 1. Break the rules; 2. Train your mind; 3. Be patient; 4. Take accountability; 5. Outdo yourself; 6. Stack the deck; 7. Be the last to speak; 8. Be authentic; 9. Find your passion; 10. Start with why. THREE WAYS TO GENERATE PASSIVE INCOME 1. Invest in Real Estate 2. Invest in Stocks 3. Affiliate Marketing Remember that earning passive income doesn’t mean getting rich overnight. It usually requires a lot of hard work and studying before you start earning it.


1. Invest in yourself 2. Don’t repeat your parents mistakes 3. Start a business 4. Think for yourself 5. Decide if college is right 6. Try new things 7. Don’t get into debt 8. Stop procrastinating 9. Don’t forget to never give up. PSYCHOLOGY & BUSINESS “Business is 80% psychology and 20% mechanics. And frankly, most people’s psychology is not meant for building a business.” Tony Robbins STEPS TO BECOME A MILLIONAIRE 1. Set the correct target 2. Income that allows you to store 40% 3. Go broke and invest your storage 4. Don’t stop until your passive money equals your income IMPORTANT LESSON ABOUT MONEY 1. On one hand if you try to catch the cat, it will always run away from you 2. On the other hand, if you have what the cat wants, it will come to you. Attract the cat instead! WHAT I NEEDED TO LEARN IN HIGH SCHOOL? 1. Public speaking; 2. Customer service; 3. People management; 4. Conflict resolution; 5. Critical thinking; 6. Accounting; 7. Financial planning; 8. Software development; 9. How to mentor; 10. Creativity.

TO INVEST $ 1,000

1. 25% :Food and drinks 2. 25% : Basic needs 3. 25% : Healthcare 4. 25% : Industrial MOVIES FOR ENTREPRENEURS 1. The founder; 2. Wolf of Wall Street 3. The big short 4. The social network 5. Steve jobs 6. Pursuit of Happiness 7. Molly’s Game 8. Silicon Valley (tv series) 9. Entourage (tv series & movie) SIX THINGS MENTALLY STRONG PEOPLE DO 1. They move on : They don’t waste time feeling sorry for themselves 2. They embrace change : The welcome challenge 3. They stay happy : They don’t waste energy on things they can’t control 4. They are kind, fair and unafraid to speak up 5. They are willing to take calculated risks 6. They celebrate other people’s success. They don’t resent that success.


5 years ago if you have a portfolio of $3,000, split equally between MICROSOFT, APPLE AND GOOGLE, you would now have $7,304.68 5 YEARS TODAY $80.00 $184.82 $38.36 $112.09 $531.48 $1,106.43 The above illustration is a hypothetical example on how much growth can be an investment in stock market in a 5 years period. Update yourself on the current status of the stock market. INVESTMENT FOR BEGINNERS 1. ETF: Consists of stocks, bonds, futures, commodities. Safer due to such diversification 2. Blue Chip Stocks : Companies usually have strong and long history behind them, so bit safer 3. Mutual Funds : Usually actively managed, provides good return but managers charge a fee CONSIDER THE FOLLOWING SCENARIOS AND APPLY THEM TO OWN SITUATION: YOU ARE VERY MUCH ON TIME 1. Someone graduated at the age of 22, but waited 5 years before securing a job; 2. Someone became a CEO at 25 and died at 50; 3. Someone is still single, while someone else got married; 4. Obama retired at 55, but Trump started at 70; 5. Everyone in this world works based on their time zone; 6. People around you might seem to go ahead of you while some might seem to be behind you; 7. Everyone is running their own race, in their own time; 8. Do not envy, people are in their time zone and you are in yours; 9. Relax, you are not late, you are not early.


1. Trying to please everyone; 2. Fearing change; 3. Living in the past 4. Putting yourself down; 5. Over thinking MILLIONNAIRES ARE SAID TO HAVE 7 INCOME SOURCES 1.EARNED INCOME : Earned income is the money that you earn by doing something or by spending your time earning like a day job 2.PROFIT INCOME : Money that you earn by selling something for more than it costs you to make 3.INTEREST INCOME : The money you get as a result of lending your money to someone else, bonds, peer to peer lending, etc 4.DIVIDEND INCOME : The money earned from stock dividends 5.RENTAL INCOME : This is the money that you get as a result of renting out an asset that you have, like a house, or a building 6.CAPITAL GAINS : This is the money that you get as a result of increase in value of an asset that you own. 7.ROYALTY INCOME : This is the money you get as a result of letting someone use your products, ideas, or processes. Every time you buy something use banknotes for payment instead of credit cards. When you use cash you have a physical attachment to material paper and you spend less, because… is more painful to hand 5 x $100 bills than just swiping a card.


This is Elon 1. Elon wanted a safe payment method---so he created Paypal 2. Elon wanted to drive an electric car---so he founded Tesla Motors 3. Elon wanted to go to space---so he created SpaceX 4. Elon wanted faster transportation---so he is developing the Hyperloop 5. Elon did not complain how bad the world is ---he is changing the world 6. Be like ELON The richest man in Hongkong used to sweep factory floors for a living. When everything seems to be going against you, remember that the airplane takes off against the wind, not with it. “Everybody wants a change, but nobody wants to work out. Everybody wants muscle, but nobody wants to train. We don’t realize that the process of training ourselves, the process of conditioning ourselves, actually feels incredible, once you get that initial momentum. You gotta decide you’re gonna commit to mastery. The only thing that’s gonna make you happy, my friend, in this year or any other, is to step up”: Tony Robbins “Clients do not come first. Employees come first. If you take care of your employees, they will take care of the clients.” Richard Branson “If you can’t EXPLAIN IT to six year old, YOU DON’T UNDERSTAND IT yourself.” Albert Einstein


1. Create a website and social media pages and build up a large engaged following; 2. Partner with companies such as AIRBNB and BOOKING.COM 3. Earn 35% of the commission for a very booking made based on your recommendation 4. 35 bookings per day at $120 per booking average +$367 per day 5. Profit: $134,137 per year. SIX THINGS TO GIVE UP 1. Excuses 2. Self doubt 3. Fear of failure 4. Negative people in your circle 5. Negative thinking 6. Negative self talks There are certain things that are universal, which will make you successful if you give up on them, even though each one of us could have a different definition of success. TYPE OF TELEMARKETING 1. Blogging 2. Social media posts 3. Podcasts 4. Newsletters 5. Reviews 6. Videos 7. Info graphics 8. Case studies 9. Interviews 10. Webinars 11. FAQs & Q&As 12. Whitepapers 13. Articles, e-books and reports 14. Live streams and physical events 15. Presentations and Power points 16. Quizzes MONEY WASTERS 1. Expensive clothes 2. Unused Gym Membership 3. Expensive cards 4. Credit Card Fees None can destroy iron, but its own rust can. Likewise no one can destroy a person, but his own mindset can. You have got to win in your mind before you win in your life. Mindset is everything: “You have to train your mind to be stronger than your feelings or else you gonna lose yourself.” : Mike Tyson


DIFFERENCE BETWEEN SAVING AND INVESTING Investing: Is taking some of your money and trying to make it grow by buying things you think will increase in value. For example, you might invest in stocks, property, or shares in a fund. Saving: Is putting money aside, bit by bit. You usually save up to pay for something specific, like a holiday, a deposit, on a home, or to cover any emergencies that might crop up, like a broken boil. INVEST IN YOURSELF 1. Quit a habit 2. Workout 3. Meditate 4. Self-love 5. Self-respect 6. Self-reflect 7. Learn a new skill 8. Read “The happiest people don’t have the best of everything; they just make the best of everything”: Tony Robbins INVEST IN YOURSELF You can make sale per 100,000 words spoken or you can make sales per 100,000 words listened to. IF YOU DON’T LISTEN TO YOUR CUSTOMER, SOMEONE ELSE WILL. BENEFITS OF READING DAILY 1. Mental stimulation 2. Stress reduction 3. A lot of new knowledge 4. Improved concentration 5. Memory improvement 6. Vocabulary expansion MONEY SAVING RULE 30 day rule: Before you purchase any “wants”, wait at least 30 days before making your final decision. More often than not, you won’t want it anymore after 30 days. THIS IS CHRIS PRATT Fifteen years ago, I felt the same passion I feel today, but I had very little opportunity. I had to hustle hard and go hungry. I never had a plan B. I never stopped believing. Ever. Don’t give up. Apply constant pressure for as long as it takes. It will break before you do. Go get it: Chris Pratt You have to make a decision: Either work 40 hours a week for someone else until you are old and tired or fight 80 hours a week for your own dreams and leave the rat race early.


-Net worth: $150 Billion -Founder of -The richest man on earth 1. “Always follow your gut” 2. “Get a full night rest” 3. “Do important thing early” 4. “Start small and build” 5. “Think ahead” Twenty years from now: You will be more disappointed by the things you didn’t do than the ones you did do. Leave your comfort zone and do what you have to do. You only live once. Your competition isn’t other people. Your competition is your procrastination. Your Ego, The unhealthy food you’re consuming, the knowledge you neglect, the negative behavior you’re nurturing & your lack of creativity. Compete against that. LAW OF ATTRACTION When you truly want something and go after it without limiting yourself with disbelief, the universe will make it happen. AFFILIATE MARKETING 1. Get a webhosting deal, install WORDPRESS 2. Choose a niche (something you are passionate about or something or something you can become an expert in) 3. Find a good name and logo for your website 4. Sign up at Amazon’s affiliate program and choose products that fits your niche 5. Generate an referral link and write a review on WORPRESS about the product


1. Risk Takers 2. Change their mind a lot 3. Dream big 4. Work independently 5. Think with their heart 6. Makes a lot of mistakes WHY TAKE RISKS? 1. Taking risks is proof that you are all in 2. You will never know until you try 3. Risk-free life is tough-no rewards 4. Without risk there is no chance of winning AT 23 YEARS OLD 1. JK Rowlings was broke 2. Jeff Bezos was flipping burgers at McDonald’s 3. Walt Desney had just declared bankruptcy 4. Barack Obama was community Organizer 5. It’s going to OK! 6. Never give up NEVER GIVE UP Whenever you feel bad, just remember that coco cola only sold 25 bottles the first year.




1. Don’t compare your life with others 2. Stop over-thinking 3. You control your own happiness 4. Make peace with your past 5. Ignore what others think of you 6. Time heals almost everything 7. Smile more HOW TO BUY STOCKS? 1. Read book about stocks or follow courses 2. Do research about your local broker, check Google for review 3. Apply for an account at your local broker 4. Deposit money that you won’t need for the short term 5. Do fundamental analysis on the stocks that you are interested to buy 6. Place a limited order and fill in how many shares you want to buy at what price 7. Congratulations, you are an investor! 8. Review your portfolio


1. The dreamer: It is important to have someone who always thinks positive and keeps you believing! 2. The Hardworker: You need someone who will keep pushing your work ethics to new heights 3. The Realist: You need the person who will keep you level-headed and make sure your thinking deeper into actions. HOW TO MAKE AND USE 10X GOALS 1. Do not reduce your goals as you write them 2. Do not get lost in details of how to accomplish them at this point 3. Ask yourself “what actions can I take today to move me towards these goals?” 4. Take whatever actions you come up with, regardless of what they are or how you feel 5. Do not prematurely value the outcome of your actions 6. Go back each day and review the list CHECK OUT THESE ADVICES 1. I DID NOT HAVE TIME : But I made it 2. I DID NOT HAVE THE KNOWLEDGE : But I kept learning and what I knew 3. I DID NOT HAVE THE CONFIDENCE : But confidence came with results 4. I DID NOT HAVE SUPPORT : But I learned to support myself 5. I HAD A LOT GOING AGAINST ME : But I had enough going for me 6. I HAD A LOT OF EXCUSE : But I chose not to use any of them


THE THREE BEST MONEY SKILLS 1. Learn how to make it 2. Know how to keep it 3. The get your money right by multiplying it JASON FRIED: BASECAMP CO-FOUNDER AND CEO It’s not more work that’ll get you ahead. It’s the right work on the right things the right way.” Jason Fried: Basecamp co-founder and CEO HOW TO START A PODCAST? Step 1: Research a niche Step 2: Find valuable people Step 3: Buy equipment Step 4: Go live on social media! TRADITIONAL EDUCATION VS FINANCIAL EDUCATION TRADITIONAL EDUCATION FINANCIAL EDUCATION You learn things you never use in the real world to get a job you can’t stand to pay for a college degree that you couldn’t pay in the first place. Learn financial education and things that interest you to pursue your dreams and end up hiring people with college degrees. WARREN BUFFET'S STOCK CHECKLIST 1. Does the company have a solid long term ROE? 2. Do I understand the business model? 3. Does the company have a low debt to equity to equity ratio? 4. Are the long term profit margins increasing? 5. Are the products/services of the company unique? 6. Can I buy the stocks at a discounted price? WHY BUSINESS NEED TO CHANGE -NETFLIX: Netflix did not kill Blockbuster, Ridiculous late fees did. -UBER: Uber did not kill the tax business. Limited access and fare control did. -APPLE: Apple did not kill the music industry. Being forced to buy full-length albums did. -AMAZON: Amazon did not kill other retailers. Poor customer service and experience did. -AirBNB: isn’t killing the hotel industry. Limited availability and pricing options are.


1. What makes you happy? What do you love doing? 2. What has been your most enjoyable achievement in life so far? 3. If you could do, be or have anything you wanted, what would you choose? 4. What would you do if you knew you could not fail? 5. If you are given a billion dollars. What do you do? 6. Who inspires you? What qualities do you have that you most admire? SEVEN STEPS TO FINANCIAL FREEDOM Step 1: Track your expenses Step 2: Cut unneeded expenses Step 3: Educate yourself Step 4: Build income Streams Step 5: Invest money you have saved Step 6: Reinvest the profits Step 7: Start living in financial independence/freedom REALISTIC FIRST REAL ESTATE INVESTMENT 1. Buy a 3 bedroom house 2. Live in 1 room, rent the 2 other rooms to friends 3. Mortgage payments covered by rental income


• INVEST IN STOCKS • SELL STOCK PHOTO • OWN YOUR ATM • RENT YOUR HOUSE • AFFILIATE MARKETING • WRITE AN E-BOOK • CREATE AN INSTAGRAM BRAND • RUN A MEMBERSHIP WEBSITE • DROPSHIP ON SHOPIFY AND EBAY • CREATE AN APP THAT HELPS PEOPLE • BUILD A COMMUNITY ON YOUTUBE • CREATE A BLOG AND PROVIDE VALUE THE TRUE KEY TO SUCCESS Work: While they party Learn: while they sleep Save: While the spend Live: Like they dream HOW TO FIND A WINNING PRODUCT 1. Go to ALIEXPRESS.COM 2. Type in the product or niche you want to start selling 3. Click on “ORDER” 4. Click on the product you would like to sell. Scroll down 5. Product should have at least 2-4 pages of sales in the last 24H MAKE SURE IT IS NOT SATURATED HOW TO MAKE MONEY WITH A BLOG BUILD AN AUDIENCE  Pick your nice  Choose a blogging platform  Find hosting  Pick a domain  Drive traffic with social media  Optimize with SEO MONETIZE YOUR BLOG  COST PER ADS  CPM ADS  SELL PRIVATE ADS  AFFILIATE LINKS  SELL DIGITAL PRODUCTS  CONTENT MARKETING  SELL MEMBERSHIP


MINDSET OF THE RICH MINDSET OF THE POOR MINDSET Takes action Fears change Quits bad habits Misses the old days Does not complain Fears of missing out Helps other succeed Complains constantly Learn from mistakes Thinks the rich are evil Constantly learning Not willing to learn Lives in the future Afraid of investing HOW TO SUCCEES IN A STARTUP? 1. Pick up co-founders 2. Let your idea evolve 3. Understand your users 4. Give good customers service 5. Spend little 6. Avoid distractions 7. You make what you measure 8. Above all, understand your users DON’T OVERCOMPLICATE THINGS  Want to see somebody? INVITE THEM!  Have a question? ASK  Don’t like something? SAY IT  Like something? STATE IT  Love a soul? TELL THEM! Make your team feel respected, empowered and genuinely excited about the company’s mission. “A wise man can always be found alone. A week man can always be found in a crowd.”: Bruce Lee


Colour: Colour increases brand recognition by up to 80% Trust: % of PEOPLE don’t trust Brands because of broken promises Values: 64% said shared values was main reason they have a relationship with a brand Consistent: 60% expect consistent experiences when dealing with brands online. Brand is important because it is what makes a memorable impression on your customers and enables them to know what to expect from your company WHAT TO DO BEFORE YOU’RE 30 1. Become financially independent 2. Read a lot 3. Surround yourself with leaders 4. Be different 5. Develop multi-streams of income 6. Start eating healthy 7. Becoming more observant 8. Develop excellent communication skills 9. Build an investment fund EMAIL MARKETING: BUSINESS MODEL 1. Create an Opt In Page 2. Send traffic to the opt to the opt in page 3. They put their email and subscribe to your list 4. Email them value and gain their trust 5. Sell products in your emails If you feel like you are losing everything, remember that trees lose their leaves every year and they still stand tall and wait for better days to come: Normand Vincent Peale


1. Do self-reflection every day and analyze what makes you do well or badly 2. Read a minimum of one chapter of a book per day 3. Reserve at least half an hour for alone time. That would clear your mind and make you move on more quickly 4. Have digital decluttering every night after 10 pm 5. Challenge yourself to learn something new every day 6. Set a little goal for yourself every day and to really achieve it. It can be simple like sleeping before 11pm 7. Learn something new (not related to work) every week 8. Surround yourself with people who share similar goals 9. Reward yourself for every tiny achievement you made every day EGO VS HIGHER SELF EGO HIGHER SELF I am a victim of circumstance I create my own reality I live in scarcity, there is never enough. I live in abundance, there is always enough. I am alive temporarily and that is scary. I am alive temporarily and that is awesome. I am in competition with the world. I am in harmony with the world It’s complicated I am happy.


1. Pupils are forced through a “one size fits all” system 2. Yet not one person learns in the same way 3. Doesn’t provide students with any lifestyle skills 4. The same subjects have been taught for centuries THREE SIMPLE RULES IN LIFE 1. If you do not go after what you want, you will never have it. 2. If you don’t ask, the answer will always be NO 3. If you do step forward, you will always be in the same place. WAYS TO BOOST YOUR CONFIDENCE 1. List your strengths 2. Accept your limitations 3. Gain some perspective 4. Practice positive self-talk 5. Try something new 6. Celebrate your wins 7. Accept complements 8. Be kind to you DAVID GOGGINS: LESSONS FOR LIFE 1. To grow in life, be willing to suffer: As human beings, we learn from pain and suffering. We must deliberately do the things we fear to grow at all 2. Admit your weakness: we often run from the truth. When things are not working, it’s easy to blame this or that. We must accept our faults to emerge stronger. 3. Use the accountability mirror: We can use accountability in our daily life to become the person we want. If something, doesn’t feel good, right it down and fix it as soon as possible. Life is the most difficult exam: Many people fail because they try to copy others, not realizing that everyone has a different question paper. “The only thing we can all control is our effort. Put in the time to become an expert in whatever you’re doing. It will give you an advantage because most people don’t do this.” : Mark Cuban


1. Slow : When you are in hurry 2. Fast: When you’re late. 3. Deadly : When you’re sad 4. Short : When you are happy Every time is determined by your psychological state and feelings. So always have a good time. Failure is not the opposite of success. It is part of success. SIX CARRIER MISTAKES TO AVOID 1. Settling for less salary 2. Missing deadlines 3. Overworking 4. Fear of networking 5. Giving up learning 6. Repeating mistakes INFLUENCER GROWTH GUIDE 1. SET UP INSTAGRAM 2. WHAT KIND OF INFLUENCER WILL YOU BE? 3. TAKE QUALITY PHOTOS AND VIDEOS 4. ACCOUNT GRID OBSESSION 5. NETWORK WITHIN YOUR NICHE 6. POST AT LEAST 1X PER DAY 7. THE DMS & COMMENTS GOLDMINE 8. GIVE VALUE & FREE PRODUCTS OR SERVICES 9. MORE GROWTH TPS & IDEAS HOW NOT TO BECOME RICH 1. Don’t understand money 2. Spend more, earn less 3. Give up, because, it’s too late to start anyway 4. Fake it so everyone believe you 5. Invest in wrong investments 6. Get entangled in at least one “Get-Rich-Quick Scheme” KNOW WHO IS WARREN BUFFET? 1. AS A CHILD: Got horrible grades and even ran away from home 2. BOUGHT SIX STOCKS ON A TRIP TO NEW YORK: when he was just 11 3. Sold newspapers- By the time he finished school, HE SAVED $50,000 4. All he wanted to do was business-BUT GOT REJECTED BY HARVARD 5. Invested in a gas station – failed – HIS FATHER IN LAW WAS SURE HE’D BE A FAILURE 6. Did not give up ON HIS DREAMS 7. Today, he is the most successful stock market investors AND THE THIRD RICHEST MAN IN THE WORLD.


-A DREAM written down with a date becomes a GOAL. A goal broken down into steps becomes a PLAN. A plan backed by ACTION becomes a REALITY. -Instead of BABY SHOWERS, let’s host BUSINESS SHOWERS. When a friend starts a business, we all come together, congratulate them and bring resource for their business. STOCK-MARKT TERMS EXPLAINED DIVIDENDS A portion of a company’s earnings that is paid to shareholders, or people that own that company’s stock, on a quarterly or annual basis. Not all companies pay dividends. LEVERAGES When you use leverage, you borrow shares in a stock from your broker in hopes of increasing your profits. If you borrow shares and sell them all at a higher price point, you return the shares and keep the difference. GETTING YOUR FOOT IN THE DOOR ”In business, it is most often all about getting your foot in the door and once you do, everything opens up and things start to naturally progress into bigger and more opportunity.” : Lori Greiner


 Be adaptable  Learn to say NO  Patience is a virtue  Hard work always pays off  Fail fast, fail early, fail often  Stay away from toxic people  Giving is better than receiving  Don’t let others’ opinion hold you back KNOW KATTY PERRY Dropping out of high school after freshman year, she released her first gospel album, which was commercially unsuccessful. After selling only 200 copies of her album, the record company ceased operations After being dropped from three she continued to pursue her carrier, working odd jobs and doing back-up vocals until she was successful. INSTAGRAM IS THE WAY TO GO To get more visitors to your website, in addition to make a website and do some SEO and Facebook Ads. But if you have, in addition to that 100, followers on INSTAGRAM can be that much helpful for your business to grow fast. If you have a large following on Instagram, you can start any business you want. The internet and INSTAGRAM have brought about so many new ways to make money. There is shouldn’t be any excuse anymore for not starting a business online.


1. IF YOU DO NOT ASK, THE ANSWER WILL ALWAYS BE NO 2. IF YOU DO NOT GO AFTER WHAT YOU WANT, YOU NEVER HAVE IT 3. IF YOU DO NOT STEP FORWARD, YOU WILL ALWAYS BE IN THE SAME PLACE SCHOOL WILL NEVER MAKE YOU WEALTHY SCHOOL BOOKS/COURSES School teaches you how to make a living Books or courses teach you how to make a fortune School teaches you how to work for someone Books/courses teach you how to work for yourself School doesn’t teach you about finance management Books/courses teach you everything finance related If you could become wealthy from a having a degree then everyone we know has got a degree would be wealthy. So you must seek something that isn’t taught in school.


UBER: The world’s largest TAXI COMPANY – owns NO VEHICLE AIRBNB: The world’s largest ACCOMODATION PROVIDER owns NO REAL ESTATE FACEBOOK: The world’s most popular MEDIA OWNER, creates NO CONTENT. TOP FREE TRAFFIC SOURCES 1. INSTAGRAM 2. FACEBOOK 3. GOOGLE SEO 4. PINTREST 5. YOUTUBE HOW TO USE P/E RATIO? P/E Ration = Price of Share/Earning per Share It is the first indicator that a stock is under-priced. You want to focus on the forward P/E as this will show what the future of the company is predicted to do! The average P/E is 22 so anything under that is technically cheap and undervalued but only if the company is growing!! Therefore you need to partner the ratio with the balance sheet and income statement to judge truly if a stock is undervalued. Mostly people only invest in companies that have a forward P/E of less than 15 unless they’re growth machines like Facebook/Apple etc. STOCK BREAKDOWN: THE COCA COLA COMPANY COCA COLA PRICE: $49.09 P/E RATION: 74.6 10 Y GROWTH: 162% DIVIDEND YIELD: 5$ LONG TERM INVESTING TIPS 1. ONLY RISK WHAT YOU ARE ABLE TO LOSE 2. REINVEST DIVIDENDS TO OWN MORE SHARES 3. INVEST IN THE THINGS YOU UNDERSTAND 4. DIVERSIFY AMONG DIFFERENT SECTORS AND MARKETS 5. CREATE A PLAN AND STICK TO IT 6. AVOID PANIC SELLING DURING SELL-OFFS


Popularity on social media leads to success in affiliate marketing but price and quality of a product is more significant than the popularity of the person advertizing it. SIX RULES AND TIPS IN LIFE? 1. Know that your only competition is who you were yesterday 2. Earn, save and invest before you spend 3. Avoid negative people, life is too short. 4. If you don’t go after what you want, you will never get it. 5. See failure as a beginning, not an end 6. Our habits decide our future. CHECK THIS OUT You will never be criticized by someone who is doing more than you. You will only be criticized by someone doing less. VERY FIRST STEPS TO START A BUSINESS 1. Live in the future, ahead of your time 2. Ask yourself: What is missing in the world? 3. Write it down and bounce ideas around 4. Create a prototype 5. Iterate on the prototype 6. Find a Co-Founder FIND OUT WHO IS JACK MA 1. Founder of Alibaba 2. Net worth: $23.7 Billion 3. Rejected from 30 jobs including KFC 4. Rejected from Harvard 10 times 5. Failed school & College exams


1. Build Gmail extensions 2. Improve drone videography 3. Build chatbots for FQA’S 4. Affiliate marketing 5. Create courses 6. Run social media accounts 7. Ghostwriting 8. Dropshipping 9. Content translation 10. Freelance designer 11. Start a newsletter 12. Build websites HOW ONLINE MARKETING WORKS 1. Build Traffic using social media or Google 2. Generate website leads (you can even start selling your actual product at this level too) 3. Give away a freebie but make sure to capture the email addresses 4. Build an email-list 5. Send out newsletter or build a custom-lookalike audiences on Facebook by uploading the captured e-mails 6. Target your audience and give it a 2nd, 3rd, 4th, 5th impulse 7. Sell your actual product KNOW ABOUT KEVIN PLANK 1. Kicked out of high school for poor grades and bad behavior 2. Mixed out savings and credits cards to start his T-shirt business 3. Worked from his grandmother’s basement for nearly 2 years 4. Built a multi-billion dollar global brand and has a net worth of 1.8 billion


BUSINESS IDEA: GRAPHIC DESIGN 1. Sign up as a freelancer on UPWORK.COM 2. Create a website and a social media pages to gain free traffic to your freelancing Account WHAT WOULD YOU DO WITH 10,000? 1. Invest in stocks and bonds 2. Invest it in my home 3. Pay off bad debts 4. Invest in social media accounts 5. Start a small business 6. Start trading forex/stocks/crypto 7. Put it in a saving account 8. Buy stuff I always wanted 9. Go on a world trip and be a travel vlogger If you have never sacrificed a sleep to finish a project, you haven’t experienced the entrepreneurship lifestyle yet. TEN FREE STOCK PHOTO WEBSITES FOR YOUR BLOG 1. PIXABAY 2. PEXELS 3. UNSPLASH 4. PICOGRAPHY 5. STOCK SNAP 6. CUPCAKE 7. HAUTE STOCK 8. LIFE OF PIX 9. STYLED STOCK 10. BARN IMAGES INVEST IN YOU  Watch Educational Shows  Learn Stuff Online  Read Books Or Ebooks  Stay In Touch With Family  Choose Your Friends Wisely  Get Rid Of Toxic Friends  Find A Mentor  Start That Business  Start A New Hobby  Learn A Language  Set Goals  Plan Your Day And Week  Make A Plan For Your Life  Practice Gratitude  Practice Meditation  Exercise  Learn More Skills  Drink Less Alcohol  Don’t Worry About Opinions  Eat Healthier  Learn To Cook  Sleep And Wake Up Earlier  Stop Procrastinating  Manager Your Time Better  Stick To A Routine  Travel More  Save Your Money  Invest Your Money  Spend Money On Experiences  Challenge Yourself Daily  Visualize Success  Forgive Others  Stop Trying To Approval  Take Pride In Your Appearance  Love Yourself  Listen To Podcast


INSTEAD OF THINKING TRY TO THIS WAY 1.I am not good at this 1. What am I missing? 2.I am great at this 2. I am on the right track 3.I give up 3. What strategies can I use? 4.This is too hard 4. This may take time and effort 5.I made mistakes and failed 5. Mistakes are opportunities to learn 6.I will never be as smart/talented/successful as X 6. I am going to figure out how X does it and learn from that 7.It is good enough 7. Is it really my best work 8.Plan did not work 8. What’s plan B, C, D,…..? There are people less qualified than you, doing things you want to do, simply because they decided to believe in themselves. Period. It might not come as a surprise when people who hate their jobs are the one that tell you to take the ‘safe’ route.


1. Pick a “BIG 3 NICHES” (Health, wealth or Relationship) 2. Network in FACEBOOK GROUPS to find a HIGH TICKET to online service 3. Become an AFFILIATE (GET COMMISSIONS) 4. Message 100 instagram INFLUENCERS in your niches 5. Split the commissions 50/50 with the influencer 6. The INFLUENCER PROMOTES your product. MAKE YOUR MONEY SELLING INFORMATION PRODUCTS 1. E-MAIL COACHING 2. WEBINARS 3. SOFTWARES 4. ONLINE COURSES 5. E-BOOKS 6. SUBSCRIPTIONS FIND OUT ABOUT ELON MUSK: THE BEST OF ENTREPRENEURS Elon Musk: Angel investor, CEO of TESLA, CEO of SPACEX: Humanitarian -Sold his first software for $500 -Founded ZIP2 which he sold for $340 million -Founded and sold it as PayPal for $5 billion -CEO of TESLA, which has an evaluation of $60 billion -He thinks it is possible for ordinary people to choose to be extraordinary.






YSI Entrepreneurial Coaching And Guidance Fundamentals Goals: The End Goal Is To Coach 145 New Entrepreneurs Across The Entire Country By 5 New Young Entrepreneurs From Each District Of All 28 Districts Of Malawi 1.Who We Are? Our Intervention Is Based On The Our Belief And Commitment To Come Up With Our Contribution To Help In Removing Unemployed Young People In Africa From Unemployment Through Coaching Them To Become Entrepreneurs. 2. What Is Our Intervention About? Our Organization YSI : Promoting Entrepreneurship Among Youth In Africa Is Currently Aiming At Providing Long Distance Entrepreneurial Coaching, Mentorship And Needed Accompaniment: Remove Them From Joblessness Until We Transform Them Into Entrepreneurs, Create A Company And Start Operating A Business When Someone Needs To Reach Out To Our Services ? All Unemployed Young People In Africa, Particularly Those In The Organization Is Operating Are Eligible To Apply To Be Part Of Our Entrepreneurial Coaching. Therefore, Although Our Targeted Population Is Unemployed Young People, Even Employed Young People Interested In Becoming Entrepreneurs May Also Apply. Where Do People Go To Find Our Advice And Services And Guidance? You Can Access Our Services On The Following Contacts : Instagram: Africa_Youth_Entrepreneurship Facebook: Promoting Entrepreneurship Among Youth In Africa Massudi HAKIZAMUNGU At : E-mail: -What’s App Number: +1 416 316 5557 Mr. Lucky NYIRONGO (Entrepreneurial Coaching Initiative Coordinator) At : Email: Or On -What’s Up Number: +265 88 478 55 79 Why Is Our Intervention Unique ? Our Intervention Is Unique In A Sense That Not Only It Is A Goal Oriented, But Is Also A Result-Based. We Take The Unemployed Young People From Joblessness, We Provide Then Entrepreneurial Coaching, Needed Guidance And Accompaniment And Mentorship From Guiding Them To Come Up With A Business And We Provide Them Needed Accompaniment Until That Business Idea Materializes And Comes To Life Through Building The Business Model, Creating A Company Securing Needed Funding And Implement The Business. Even After The Business Is Implemented We Remain With Them In risk sharing To Ensure The Survival, The Sustainability And Scalability Of The Business In Future. How Our Organization Does Deliver Its Entrepreneurial Coaching To Unemployed Younger People? Our Entrepreneurial Coaching Initiative Is So Far Basically And Mainly A Distance Entrepreneurial Coaching Initiative. We Reach To Our Trainees Through Regular Phone Calls And Regular Phone Message Texting. We Chose This Method To Take Good Advantage Of Our Today’s Digital World Where The World Has Become Now Like A Small Village That’s To The Advancement Of The Communication Technologies But The High Telephone Penetration In Africa Where The Telephone Penetration Is Now Estimated To Be More That 95%. Description Of Our Passion For Our Intervention: 1.We Don’t Believe That People Can Be Developed, We Only Believe That People Can Develop Them Themselves. On This Aspect There Is Some Work Needed To Be Done In Terms Of Changing The Mindset Of Expecting Other People To Come And Solve The Problems Has To Come To An End, Entrepreneurship Is The Way To Go. 2.We Believe In Young People, We Believe That Your People Have Got All It Takes To Change And Improve Their Lives. But At The Same Time, We Believe That Young People Needed Some Mentorship And Accompaniment To Some Extent, When Left Alone There Is A Big Probability That They Will Remain In Uncertainty And Few Will Take Action, They Will Remain Consumed In Emotional Stuffs. 3.We Don’t Believe That Unemployment Is Always Associated To Lack Of Opportunities. It Can Sometimes Be Related To People’s Attitudes And People’s Mindsets And People’s Capacity Of Taking Ownership. It Is Questionable If The Missing Opportunities Were To Be Made Available, Without A Proper Mindset, People Will End Up Being Able To Fully Utilize Those Available Opportunities And Take Good Advantage Of Those Opportunities. And That Is Exactly Why The Big Component Of Our Entrepreneurial Coaching Is Mindset Change. In 30 seconds : We Provide Entrepreneurial Coaching To Unemployed Young People In Africa To Remove Them From Joblessness And Transform Them Into Entrepreneurs, Set Up A Company And Start Operating A Business. Massudi Hakizamungu Youth Startup Incubator (YSI) Founder


WHY DO YOU NEED A FINANCIAL AND INVESTMENT ADVISER? 1. You need a financial adviser because it is possible that you don’t know what you don’t know. 2. Financial independence is possible; it is not just a dream. People can move from the financial insecurity to financial stability and to wealth creation. 3. Most people have a source of income but they are poor and they are in financial insecurity simply, because they failed to apply “the wealth creation rule”. The main problem in the wealth creation model is the ability of the individual to save money. That is where the main problem is and that is where our job as your financial and investment adviser start to begin with. 5 Reasons Why People Don’t Save 1. People don’t save simply because they don’t have a financial, any saving goal? If you did not set SAVING as a goal, Why should you save? 2. People don’t save simply because they don’t have a clear plan (in case they might have a saving goal), they might lack a clear plan. 3. People don’t save simply because they don’t have a budget (they don’t have budgeting skills), they don’t budget at all, and they spend their money randomly. 4. People don’t save simply because they failed to make a behavior change with regards to how they spend their money (they are financially undisciplined). They cannot spend within the limits of their budget, they cannot respect their budget lines, and they lack commitment and self-determination. 5. People don’t save simply because of their mindset (they believe they can’t be rich, being rich is not for them, it is for others, they are desperate, they are not positive about life. They kind of believe that they were born to be poor; being rich is a privilege for some people not for them, and none was rich in their family how can it be them? 6. People don’t save simply because they have an excuse that their salary is so small, there is no way they can save. They can’t make the two ends meet. They will tell you how big expenses they have to the extent they cannot even find a cent to save. If you fall in one of the six categories of people above mentioned, then you might need a financial and investment adviser. Our job as financial advisers is to help people in one of these categories and accompany them in their financial independence journey because we believe that financial independence is possible, it is not just a dream. People can move from the financial insecurity to financial stability and to wealth creation. If you are interested in having us as your financial adviser, please get in touch with us to book an appointment for a preliminary consultation and let’s take it from there. Contact us if you are interested in getting our financial and investment advisory services for much more details Contact us: 2. Massudi Hakizamungu Email: Tel: (+1) 416-316-5557 1. Lucky NYIRONGO Tel: +265 884 78 55 79 Email:


1.The deceptive promise of free trade | DW Documentary : 2.How Europe’s agricultural policy hurts Africa | DW Documentary :


FREE TRADE AGREEMENTS ITS ADVANTAGES AND DISADVANTAGES : Free Trade Between Developed And Developing Countries Even Between Developing Countries Between Themselves Is A Pretty Good Initiative. Therefore When Those Trade Agreements Take Place Within An Environment When The Local Industries Are Not Developed In Developing Countries. It Ends Up Hurting The Economies Of The Least Developed Country In This Agreement Instead As The Least Developed Countries Don’t Have So Much To Offer In That Exchange. As A Result, Developing Countries End Up Only Becoming Dumping Sites, A Market Of Commodities Surplus From Developed Countries. It Is Here A Matter Of Priority, What Should Come First Is Not Rushing Into Signing Free Trade Agreements,,, But Instead Putting A Focus And Efforts On Developing Local Industries (Developing) Local Economies In Developing Countries, Which Can Be Efficiently Done Through Mainly Strengthening The Nonexistent Or Very Young Private Sector In Developing Countries Before Countries Can Rush Into Signing Free Trade Agreements In The First Place. That Is Exactly What Youth Startup Incubator (YSI) Is Advocating For. Our Mission In YSI Is To Come Up With Our Contribution Through Promoting Entrepreneurship Among The Youth In Africa To Achieve This Fundamental Goal And To Fill Up This Existing Gap. There Is A Need For African Countries To Develop The Private Sector And More Importantly A Private Sector Based On Building Local Industries So That African Countries Can Benefit From Free Trade Agreements As Well At The International Level As At The Regional Level. A Strong Local Private Sector Based On Building Capacity Of The Local Economies In Developing Countries Is The Only Way That Can Lead African Countries Not Only To Gain From Trade With Developed Countries But Also Between Themselves As Developing Countries. Putting Conditions In Place For Young Entrepreneurs To Flourish And Build Local Industries Will Bring Foreign Currencies Within The Countries And Mostly It Will Increase The Tax Base Of The Developing Countries Which Is The Only Way To Get Rid Of Foreign Aid. It Cannot Be The Other Way Around. In The Wealth Creation Journey, There Has To Be Priorities, What Should Come First Is To Build The Capacity Of The Countries To Trade With Other Countries. Once The Local Industry Is Developed, That Will Lead Itself To The Issue Of Getting The Market Of The Surplus Of Local Produced Commodities And That Is When And Where The Trade Agreements Should Come Into Equation And Not In The First Place And It Should Not Done The Other Way Around. By Trying To Do It The Other Way Around, Instead Of Least Developed Countries Benefiting From The So Called Free Trade Agreement, Those Free Trade Agreement, It End Up Hurting And Undermining The Young Or Nonexistent Private Sector In Developing Countries In One Way Or Another. It Does Not Make Any Sense To Rush Into Signing Free Trade Agreements When The Signatory County Does Not Even Have That Much To Offer And To Trade! It Is All About Knowing What You Want. It Is A Matter Of Knowing How To Strategize. In Order Not To End Up The Looser. Developing Countries Where Local Industries Are Still Struggling, The Main Focus Should Be On Promoting Entrepreneurship Which Will Enable The Non Existent Or Very Young Private Sector To Flourish First And To Begin With, That Can Be Achieved Through Enabling Young Entrepreneurs To Flourish In Developing Countries By Enabling New Business Ideas To Come To Life Through Enabling Young Entrepreneurs To Access Funding And Governments Subsidies In One Way Or Another. Helping Young Entrepreneurs To Have Access To Needed Funding Is Not Synonymous To Give Them Free Money, Not At All. Instead, It Can Be Done Through African Governments Financial Barriers And Challenges Mostly With Regards To Collateral Required By Commercial Banks To Release The Needed Loans By New Entrepreneurs To Bring To Life Their Entrepreneurial Endeavors And New Business Ideas, That Also Will Lead To Job Creation In Developing Countries. That Can Also Work Well Hand In Hand When Access To Funding Is Coupled With Entrepreneurial Guidance And Mentorship And Technical Accompaniment Which Is Also Needed To Help Young Entrepreneurs To Achieve Their Entrepreneurial Goals In A Sustainable Manner. Massudi Hakizamungu YSI Founder

Good News For Unemployed Youth In Malawi

The Malawian Government Is Coming Up With Promising Reforms In Terms Of Reducing Unemployment Among Youth And Job And Wealth Creation: 1. Subsidized Fertilizers From MK22,000 To MK4,495: To Deal With Food Insecurity 2. Increased Minimum Wage From MK36,000 To MK50,000 3. Raised Funds To Promote Youth Entrepreneurship Funding Business Endeavors From 15 Billion Malawian Kwacha To 40 Billion Malawian Kwacha 4. Removed Taxes On Salaries Less Than MK 100,000 Need Assistance To Develop Your Business Proposal? We Are Here To Help! For Any Unemployed Young Person In Malawi, We encourage You To Apply. Let Us Know If You Need Any Help With Regard To Developing Your Business Proposal. We Are More Than Happy To Provide Any Needed Technical Assistance In Developing Your Business Proposal For Free Of Charge To Help You Apply For This Opportunity. Good Luck To All Unemployed Youth In Malawi